Disclaimer
Last updated: January 2026
The information provided on Sheets & Cells ("we," "us," "our," "the site," "sheetsandcells.com") is for general educational and informational purposes only. All information on the site is provided in good faith. However, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site or the Sheets & Cells Add-in ("the Add-in").
Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site, the Add-in, or reliance on any information provided. Your use of the site, the Add-in, and any reliance on our content is solely at your own risk.
Excel Formulas & Technical Accuracy
We work hard to ensure every Excel formula, function example, error solution, and template on Sheets & Cells is accurate and tested. Every function guide is reviewed by our internal editorial team, and flagship guides are reviewed by Microsoft Excel MVPs. However, Excel behaves differently across versions (Excel 365, 2021, 2019, 2016, Excel Online, Excel for Mac, Excel on iPad) and regional settings (date formats, decimal separators, list separators).
Always verify formulas against expected results using sample data before applying them to production workbooks. A formula that works in one Excel version may behave differently in another. A formula tested with US regional settings may need modification for European, Asian, or other regional settings.
We accept no responsibility for financial losses, data corruption, incorrect calculations, missed deadlines, or any other damages arising from the use of formulas, techniques, or templates published on this site or generated by the Add-in.
Financial, Tax, and Legal Advice
Sheets & Cells publishes templates for personal budgeting, business accounting, financial modeling, tax preparation, mortgage calculations, investment tracking, and similar financial workflows. These templates are educational tools, not financial, tax, or legal advice.
Nothing on this site or generated by the Add-in constitutes:
- Financial advice or investment recommendations
- Tax advice or preparation guidance for your specific situation
- Legal advice of any kind
- Accounting or audit services
- Regulatory compliance guidance
Consult a licensed financial advisor, certified accountant, tax professional, or attorney for advice specific to your situation and jurisdiction. Do not rely on our templates or formulas for major financial, tax, or legal decisions.
AI-Generated Content
The Sheets & Cells Add-in and several tools on this site (Formula Generator, Error Explainer, AI Assistant) use artificial intelligence models — primarily Anthropic's Claude — to generate formulas, explanations, and suggestions. AI models are powerful but not infallible.
AI-generated formulas and suggestions should always be reviewed and tested before use in production workbooks. An AI-generated formula may be syntactically correct but logically wrong for your specific data. An AI-generated error explanation may address a common cause but miss an edge case specific to your workbook.
We do not guarantee the accuracy, appropriateness, or completeness of any AI-generated content. Users are responsible for reviewing and validating AI output before relying on it.
External Links
This site may contain links to third-party websites, resources, and services (Microsoft AppSource, YouTube, Reddit, third-party Excel add-in developers, Microsoft Excel documentation, and others). We include these links for convenience and reference only. We do not endorse, control, or take responsibility for the content, privacy policies, or practices of any third-party sites.
Following an external link is at your own risk. Read the terms and privacy policies of any third-party site you visit.
Affiliate Disclosure
Some links on Sheets & Cells are affiliate links. If you click one and make a purchase, we may earn a small commission at no additional cost to you. Affiliate relationships never influence our content, reviews, or recommendations. We only recommend products we genuinely believe help our readers. Full details on our Affiliate Disclosure page.
Trademarks & Third-Party Brands
Microsoft, Excel, Microsoft 365, Copilot, and related names are trademarks of Microsoft Corporation. Google, Google Sheets, and Google Workspace are trademarks of Google LLC. Anthropic and Claude are trademarks of Anthropic PBC. OpenAI and ChatGPT are trademarks of OpenAI, Inc.
Sheets & Cells is an independent educational resource. We are not affiliated with, endorsed by, or sponsored by Microsoft, Google, Anthropic, OpenAI, or any other trademark owner mentioned on this site, unless explicitly stated on a specific page. All product names, logos, and brands are property of their respective owners and are used solely for identification and educational reference.
Downloadable Templates
Templates provided on Sheets & Cells (personal budgets, business templates, dashboards, life management workbooks, student trackers, etc.) are free for personal and commercial use. You may modify them, use them in your business or freelance work, and share them internally with your team.
You may not: resell templates as-is, redistribute them from your own website as your own work, or include them in a paid product or course without written permission.
Templates are provided "as is" with no warranty of fitness for a particular purpose. Test any template thoroughly with sample data before using it for real financial, business, or personal decisions.
Errors & Omissions
We strive for accuracy, but mistakes happen. If you find an error on Sheets & Cells — an incorrect formula, an outdated screenshot, a broken link, a factual mistake, or a template that doesn't work as described — please email us at info@sheetsandcells.com with the page URL and a description. We appreciate the feedback and fix reported errors within 3-5 business days.
Changes to This Disclaimer
We may update this disclaimer periodically. Changes take effect when posted on this page. The "Last updated" date at the top reflects the most recent revision. Your continued use of the site or Add-in after changes constitutes acceptance of the updated terms.
Contact
Questions about this disclaimer? Email us at info@sheetsandcells.com or use the contact page. We reply within 24 hours on weekdays.